01
Asset-based collateralization
Every credit secured against tangible, appraisable collateral. No unsecured exposure.
Onix
About
A deliberate firm,
not a platform.
Onix Finance is a private lender and premium financial firm serving discerning investors and sophisticated commercial clients. Established 2018, headquartered in Houston, Texas.
Houston · Texas
The firm
Built for capital that prefers quiet.
Onix Finance, LLC was established in 2018 in Houston, Texas. The firm originates short-term, asset-based credit and offers private placement investment products to qualified clients under an SEC PPM framework.
Every loan is collateralized against real assets. The portfolio is conservatively positioned — current loan-to-value sits at approximately 33% — and underwriting is run to the standards of an institutional desk rather than a marketplace.
Onix serves a base of predominantly Mexican and Mexican-American high-net-worth families. The firm's bilingual ecosystem covers banking, mortgage, insurance, legal, tax, and estate planning — handled by Onix or by vetted partners under one accountable roof.
“Collateralized by real estate. Managed with precision.”
By the numbers
A book built on discipline.
2018
Year established
~33%
Portfolio LTV
100%
Asset-collateralized
EN/ES
Bilingual ecosystem
Convictions
Four convictions that shape every decision.
02
Institutional standards
SEC PPM framework, NMLS-applied lending, Texas Life Insurance license.
03
Bilingual ecosystem
English and Spanish across banking, mortgage, insurance, tax, legal, estate.
04
Seven-year track record
Operating since 2018, through full credit and rate cycles. Built on referrals.